Michelle Singletary

Washington, D.C.

Personal finance columnist

Education: University of Maryland; Johns Hopkins University

Michelle Singletary writes the nationally syndicated personal finance column “The Color of Money,” which appears in The Washington Post on Wednesdays and Sundays. If you have a personal finance question for Singletary, please call 1-855-ASK-POST (1-855-275-7678). Her award-winning column is syndicated by The Washington Post News Service and Syndicate and is carried in dozens of newspapers nationwide. In 2021, she won the Gerald Loeb award for commentary. She has written four personal finance books, including, “What to Do With Your Money When Crisis Hits: A Survival Guide” and “The 21-Day Finan
Latest from Michelle Singletary

9 money-smart books that make the perfect graduation gifts

One day, when the money issues become overwhelming, your present might deliver the guidance that young adults need to overcome financial obstacles.

June 2, 2023

6 money tips new graduates should know

Here are six basic yet vital tips to help young adults keep their debt burden down and their net worth climbing.

May 31, 2023

Are 529 plans worth it? How do I say no to my kid’s dream school?

Finding advice that will save you money or a lot of financial heartache.

May 30, 2023

Debt ceiling fallout puts U.S. credit rating in limbo

Fitch put the government on ‘Rating Watch Negative,’ so avoiding a default may not be enough to steady the stock market.

May 26, 2023

Debt ceiling standoff is as much about managing fear as finances

Four things to do if the government doesn’t raise its borrowing limit on time. But even if the crisis is avoided, the psychological impact may linger.

May 24, 2023

How should an IRS direct-file program work? Think user-friendly.

If the IRS doesn’t get financial support for "Direct File" to fund the technology and customer service it needs, the system will fail.

May 19, 2023

    What parents need to know about 529 college savings plans

    Saving early — and as often — as possible is the key to avoiding decades of college debt later.

    May 17, 2023

      How Fed rate hikes impact you and your wallet

      The cost of borrowing for consumers carrying debt has increased as well as auto loan and mortgage rates thanks to the Fed's raising interest rates.

      May 5, 2023

      What to do with your money as Congress debates lifting debt ceiling

      Concerns over Social Security payments and investments are valid, but experts counsel the long view in the face of debt ceiling stress.

      May 5, 2023

        I bond rates dropped to 4.3 percent. Are they still worth it?

        Eight things to know about I bonds now that the rate has come down from its record high.

        May 3, 2023