U.S. foreclosure-prevention program fell short, panel says


The government's Home Affordable Modification Program, or HAMP, is on pace to prevent 700,000 to 800,000 foreclosures - a significant figure, but far fewer than the 3 million to 4 million struggling homeowners Treasury officials originally hoped to help, according to the bipartisan Congressional Oversight Panel.
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Most Americans worry about paying their mortgages

A Washington Post poll underscores the extent of economic anxiety.

Crisis warning signs were ignored

A top banking regulator says government should have taken notice earlier.

Don't blame it on the lawyers

Opinion | The mess is the fault of arrogant, greedy lenders who played fast and loose with the basic property rights of homeowners.


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Thousands of foreclosures have been put on hold.
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During the housing boom, millions of homeowners got easy access to mortgages. Now, some lenders have discovered many mortgage documents were faked, forged or otherwise mishandled. Attorneys general in all 50 states have launched an investigation into the foreclosure system, and politicians in Washington are pushing for a federal investigation into the matter.

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